How to Pay Less for Home Insurance

Home insurance helps to give us protection and peace of mind, but don’t pay more than you need to for it. Here are some ways to reduce what you are paying for your home insurance…

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Don’t Pay for Cover that is Not Needed – Many people make a mistake on their policies by paying more for cover that they just don’t need. Always check carefully what is included in an insurance policy before you commit.

Make Improvements to your Security – Doing things like improving your locks and getting someone like this CCTV installation Cheltenham based company to install home security cameras will be looked on favourably by insurance providers and it is likely that you will be able to benefit from lower costs on your home insurance as well as greater peace of mind.

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Increase the Excess – If you increase how much excess you are willing to pay, then you will likely be able to get your home insurance for less. Of course, don’t make it something that you cannot afford, but by increasing the excess you can make a substantial saving.

Build up a No Claims Bonus – The more years that you have a home insurance policy, and you don’t make a claim, the more you will earn in a no claims bonus. This will ultimately mean that as time goes by the insurance cost will get lower. You also need to consider when you are making a claim whether it is worth losing your no claims bonus for it.

Sagar Taylor


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